Free financial calculator

reverse mortgage calculator

Estimate how much equity you may be able to access with a HECM-style reverse mortgage and how your remaining home equity could change over time.

Home equity calculator

Reverse Mortgage Calculator

Estimate how much equity you may be able to access with a HECM-style reverse mortgage and how your remaining home equity could change over time.

HECM formula snapshot

Age factor used in this estimate: 0.90

Home Value ($)

Borrower Age

Borrowers generally need to be at least 62.

Mortgage Balance ($)

Interest Rate6.5%

4%12%

Appreciation Rate3.0%

0%8%

Draw Period

Maximum Loan Amount

$355,000

Monthly Payment

$2,958

Total Interest

$699,719

Remaining Equity

This estimate is for educational planning only and does not replace lender quotes, counseling, or legal advice.

Equity Timeline

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